take risk of usmle or go for masters degree in usa? (as an IMG, who is not financially stable)

I am a fresh medical graduate from an asian country. And from a middle class family. My husband is doing phd in usa. So I will go there soon. What should be my plan? Even though I love medicine the uncertainty and cost of usmle don’t give me the confidence to start my usmle journey. Should i go for masters/phd degree in usa? ; as this non clinical field has some kind of certainty.

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